In the Google Play store, it's rated 3.2 out of 5 stars. The Customer Care Center is available over the phone from 8 a.m. US Department of Treasury's Community Development Financial Institutions FundĬustomers have access to over 70,000 surcharge-free ATMs through the MoneyPass ATM network.Community Development Bankers Association.The bank is a part of the following organizations for its social and environmental impact: How Beneficial State Bank worksīeneficial State Bank is a socially responsible bank with seven branches in California, Oregon, and Washington. But you'll also have more access to your money with checks and a debit card, whereas with the savings account, you'll only get an ATM card. The Beneficial State Bank Money Market Account has a much higher monthly service fee, and the minimum monthly average balance to waive the fee is $3,000. But there are a few important differences to note, which may determine if one of the two is a better choice for you. There's a $50 minimum opening deposit, and it offers similar interest rates. Interest compounded daily and deposited monthlyĪt first glance, the Beneficial State Bank Money Market Account appears similar to the bank's savings account.To waive the monthly service fee, meet one of the following requirements: keep a monthly average balance of $3,000 or more are a service member or student are over the age of 55.$13 monthly service fee if you receive online statements.$15 monthly service fee if you receive paper bank statements.Earn 0.15% APY on account balances over $1 million.Earn 0.10% APY on account balances under $1 million.Access to over 70,000 surcharge-free ATMs through the MoneyPass ATM network.7 branches in California, Oregon, and Washington.
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